About

My husband and I do not have a unique story.  We are highly educated 20-something’s who are saddled with student debt.

Our parents’ generation told us to go to college, go to grad school, and to reap the benefits to pay back our loans.  By the time my husband and I were 18, we had more debt than either of our parents faced for the duration of their education.  We believe the student loan system needs reform, but that isn’t what this blog is about.  This blog isn’t our place to whine.  For better or for worse, we made our choices and we are accepting the consequences.

So what is this blog?  It’s our story of repayment.

I want to share our story, our experiences, and our advice.  Whether your loan debt is $20,000 or $200,000 (or more, looking at the doctors, dentists, and vets of the future), we can all acknowledge that our generation’s economic reality will be shaped by student loans in a way that no other generation has faced.  This isn’t news to anyone.  It captures headlines daily.  But the headlines do not tell the individual stories.  That is where this blog comes in.

We hope that you take away some new strategy for budgeting, some new technique for balancing saving for your future goals and your loan debt.  But more importantly, we hope that this blog helps those who feel that they are drowning feel like they can find some air to breathe in a shared experience.